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Lovrinčević: Inflation Expectations Are Taking Root Again

Željko Lovrinčević
Željko Lovrinčević / Image by: foto

Member of the Main Board of the Croatian Economic Society Željko Lovrinčević spoke on Thursday at the traditional economists’ conference in Opatija about how to combat inflation, highlighting as a major problem that inflation expectations are taking root, thus being factored into business arrangements.

Lovrinčević stated that Croatia chose the moment for the introduction of the euro that coincides with the withdrawal of EU funds, which was not the case for others. He believes that this moment was not good for Croatia, stating that since the introduction of the euro, we have been facing inflation problems.

The introduction of the euro in Croatia has significantly accelerated certain processes and created new imbalances that have not been recorded in other countries, he emphasized.

He mentioned that Croatia has an extremely uncompetitive economy and that the introduction of the euro is a complex process. He assessed that the country was unprepared in a competitive sense, the timing is quite problematic, while everything in the normative part was done correctly.

He assessed as a major problem that inflation expectations are taking root again, and in a way, we are returning to the system we left about 30 years ago, with business entities starting to include it in contracts.

The Ministry of Finance Reacted Too Late

He also emphasized the importance of whether the price increase has justification in terms of productivity growth, continuing that if so, then there is no problem with competitiveness, but if productivity does not increase, despite the withdrawn EU funds that have largely ended up in administrative and auxiliary activities, we have a problem.

Speaking about what economic policy can do in the fight against inflation, Lovrinčević stated that monetary policy must develop a strong macroprudential policy, as Croatia will be out of sync with the EU economic cycle for a long time, and use them in a timely manner.

He stated that the regulator must prevent the spillover of demands for growing profits from foreign parent companies, which would be used to increase fiscal revenues in the parent countries. He believes that further growth of concentration in the banking system, which he says is slowly but continuously increasing, should be prevented, and a strategy for exiting non-financial monetary assets in the long term should be devised without impacting inflation.

Lovrinčević believes that the Ministry of Finance reacted too late to demands for withdrawing excess liquidity from the banking system at the moment of euro introduction through bond issuance and treasury bills for citizens, and that the yield curve on these instruments can be extended and their share in public debt increased.

He emphasized that in the fight against inflation, the IPO processes can be strengthened to attract liquidity to the capital market, reduce the burden of capital income taxation, and address several imbalances simultaneously, mentioning real estate, savings, and encouraging investments in the capital market.

Croatia Practically Has No Real Discounters in the Retail Market

He continued that the process of joining the OECD can be timed considering the growing pressure in the real estate market.

According to him, in the fight against inflation, concentration in the retail market can be limited to acceptable levels, up to 25 percent share, as the shares of the two leading entities are currently around 30 percent individually. He added that Croatia practically has no real discounter in the retail market.

Lovrinčević stated that the policy of limiting concentration and increasing competition is becoming a significant determinant in the fight against inflation for a small market exposed to foreign ownership entities, which are experiencing a significant deterioration in economic conditions in their home markets.

He also mentioned that in the fight against inflation, competition in tenders for investments financed by EU funds can be strengthened, contrary to what is demanded, for example, by HUP, in construction regarding restrictions on participation in tenders.

He stated that the wage and social expenditure policy will practically depend on the inflow of net funds from EU funds and that it should be adjusted according to the expected trends in net inflows in the upcoming periods.

He emphasized the need to pay attention to the assumption of obligations on behalf of and for the account of Croatia by other entities, citing the European Commission, considering the solidarity assumption of obligations as they are significantly increasing, and the growth will accelerate.

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