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Central Banks Accumulate Gold as the Fed Lowers Interest Rates

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Given the impact of geopolitics on the global economy, financial and commodity markets, and considering current events, it is surprising that the reactions on the stock exchanges are not significantly more pronounced than they currently are. The incident in Poland, the colored revolution in Nepal, the Israeli attack on Qatar, the collapse of Macron’s government in France and the downgrade of France’s credit rating by Fitch, preparations for a mass uprising against Starmer in the UK, and the likely aggression of the US against Venezuela. Is this the new normal or preparations for a tsunami that is yet to come?

Waiting for the Fed

Among other external factors, one of the key events is the Fed meeting this Wednesday. A unanimous opinion has formed in the market that the Fed will cut interest rates by 25 basis points on Wednesday. The first cut in nine months. In addition to the interest rate cut, Powell’s press conference will influence the risk tone, the direction of the dollar, and commodity prices – especially if it signals further cuts, addresses tariff risks, or indicates weakness in the labor market.

Gold typically rises during crises, when the prices of other assets fall. The current rise in the price of gold indicates that investors are no longer viewing stocks as a means of risk protection. According to analysts, demand for the precious metal is driven by expectations of Fed policy easing, geopolitical risks from Ukraine to Taiwan, and concerns about the political and financial stability of the US. Central banks now hold more gold than US Treasury bonds for the first time in nearly 30 years.

Gold Accumulation

Recent research has also shown that 43 percent of central banks plan to increase their gold reserves in the next 12 months. For decades, the market for US Treasury bonds has been the foundation of global foreign exchange reserves. Holding gold instead is a clear move to reduce dependence on the US dollar and the US financial system. There is also a strong possibility that central banks are increasingly concerned about the long-term health of the US fiscal situation. The rising debt of the US government and persistent deficits make US Treasury bonds riskier. Gold, with no counterparty risk, is the ultimate protection against fiscal excesses.

On global markets, oil prices rose slightly last week (Brent +2.3 percent) as the US threatens stricter penalties on Moscow and buyers of Russian oil, but the price increase is limited by estimates of greater supply than demand. Thus, oil prices have recovered some of the losses from the previous week, primarily due to announcements of stricter penalties on Moscow and buyers of Russian oil. Trump proposes that the G7 group raise tariffs on China and India, the main buyers of Russian oil, by 50 to 100 percent to expedite peace negotiations in Ukraine. Support for prices is also provided by Ukrainian attacks on Russian energy facilities.

Increased Oil Production

On the other hand, rising prices are limited by increased production. A week ago, a group of eight OPEC+ members decided to release an additional 137,000 barrels per day to the market in October. This is, however, a significantly smaller increase than during the summer, but demand is not strong enough to avoid surpluses. Thus, the International Energy Agency (IEA) estimates in its new monthly report that supply should increase by 2.7 million barrels per day this year and by 2.1 million barrels per day in 2026. The growth estimate is 200,000 barrels higher than a month ago. And the world’s largest economies, the US and China, are growing slower than expected, so demand for oil is weaker than estimated.

The futures prices of European natural gas TTF fell to €32/MWh, supported by a substantial influx of LNG and mild, windy weather that limited demand. The filling of storage in the EU is now at 80.4 percent of capacity, compared to 93.2 percent a year earlier, with Germany at 75.1 percent, France at 89.9 percent, and Italy at 90.1 percent.

However, the German gas terminal Emden will begin planned maintenance on Thursday, which could temporarily reduce supply. Meanwhile, geopolitical risks remain a growth factor. The Russian-sanctioned Arctic LNG 2 project continues to supply gas to China, indirectly putting pressure on global prices, while Trump warns that new sanctions on Russian energy could be imposed if NATO allies stop imports and adopt similar restrictions.

Wheat Prices Rise

In the EU, the wheat production estimate has been increased to 140.1 million tons compared to 138.25 million tons last month, while the corn production estimate has been reduced to 55.3 million tons compared to 58 million tons last month. Argentina is expected to have a record corn harvest of 61 million tons, 11 million tons more than last year. Brazil also has a large harvest, with 140 million tons of corn and 171.5 million tons of soybeans. As for futures prices on exchanges, the wheat market remains uncertain.

Prices are divided between the need for stabilization after a drop of €50/t since the beginning of the year and still very strong export competition from Black Sea wheat on the other side. The December 2025 wheat contract on Euronext, which closed last Friday at €189.75/t, recorded a weekly increase of €0.75/t. The same configuration applies to corn. With the price closing on Friday evening at €186.75/t, the Euronext contract for November 2025 shows a weekly increase of €0.75/t.

Decline in Copper Production

Futures prices for copper rose in mid-September to around $10,140/t, the highest level in six weeks, as a reduction in global supply supported prices. China reported a production decline of about five percent in September, reducing around 500,000 tons of refined copper on the global market. The decline comes at a time when stocks remain near multi-year lows, with stocks on the London Metal Exchange about 40 percent below the five-year average.

Supply pressures have deepened after major producer Freeport-McMoRan confirmed that its Grasberg mine in Indonesia will remain closed while efforts continue to rescue seven missing workers. On the macroeconomic side, sentiment has further improved with expectations of looser US monetary policy, and weaker labor data and moderate inflation have fueled bets on deeper interest rate cuts.

Metals for $10,000

Have you ever wondered how much metal you actually get for the same $10,000? The answer highlights the dramatic differences between industrial metals and precious metals and why commodities are such a fascinating asset class. Based on prices in August 2025: Aluminum → 3,815 kg; Copper → 1,016 kg; Lithium (LCE) → 838 kg; Nickel → 667 kg; Cobalt → 300 kg; Rare metals → 131 kg; Uranium → 62 kg; Silver → 8 kg; Palladium → 277 g; Platinum → 230 g; or Gold → 92 g.

Industrial metals like aluminum or zinc require tons of material to reach $10,000, which shows how abundant they are (and have a lower value per kg). Metals like cobalt, uranium, and rare earths already have significant value in smaller quantities, reflecting their strategic role in energy, defense, and technology supply chains. Gold stands out. Just 92 grams equals $10,000 – one of many reasons why investors continue to turn to gold as a hedge in times of geopolitical risks and trade tensions.

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