Home / Business and Politics / Hanfa Monthly Reports Approximately 60 Citizens Reporting Possible Frauds from Various Platforms

Hanfa Monthly Reports Approximately 60 Citizens Reporting Possible Frauds from Various Platforms

<p>kripto prevare</p>
kripto prevare / Image by: foto

Recently, Hanfa has called on the public not to fall for fake articles in which Finance Minister Marko Primorac recommends investing through fraudulent online platforms. These warnings from Hanfa have become more frequent in recent months, and it has been noted that previously, Luka Modrić, Ivan Rakitić, Emil Tedeschi, and other public figures were misused in such frauds.

The names of these platforms often change – for example, Stable Bitcap, Quantum, or Stable Capitalmax – while the link to which the ads lead remains the same, clearly indicating a fraud. Hanfa also mentions others: Trade Planet, Nexperts, Capitagains, Bitnixers, XBO Invest, UAB Bitmarkets, XF24, and others.

In such fake articles, like this one, it is stated that Minister Primorac recommends to Croatian citizens investing through these platforms and that it is a step towards creating an inclusive economy. Furthermore, it falsely claims that these platforms were developed with the support of Privredna banka Zagreb (PBZ) and Hrvatski Telekom (HT) and in partnership with Hrvatska elektroprivreda (HEP), in order to give the entire publication additional, but false credibility. Finally, these pages promise citizens quick wealth through trading on various platforms, and they publish photographs of the mentioned individuals, luxury cars, expensive travels, and fake testimonials from alleged satisfied clients.

Due to the frequency of warning publications, we contacted Hanfa to clarify in detail what kind of frauds are involved and how citizens, including entrepreneurs, should protect themselves from such traps. Hanfa states that they receive complaints and inquiries from citizens due to suspicions of fraud. These are alleged investments in stocks or cryptocurrencies through various channels – by phone, mail, or email.

Private Assistance

– On average, 50 – 60 citizen reports on this topic are received monthly, of which about 40 relate to suspicions that they have been victims of investment frauds or have received suspicious offers, while the remaining inquiries concern checking companies or information about frauds. In recent years, we have noticed a trend of increasing numbers of such inquiries to Hanfa, and as far as we know, in a certain number of cases, affected citizens directly contact the police, the State Attorney’s Office, or legal professionals. Therefore, only a part of them addresses Hanfa, making it difficult to speak about the exact number – they tell us.

Additionally, Hanfa has noticed that some private entities are also reaching out to citizens claiming to offer assistance in recovering lost funds. They recommend caution in such cases as it could be an additional attempt at fraud and involve entities that are not necessarily legitimate.

The mentioned websites are created and disappear on a daily basis and are not something that happens only in Croatia but represent an international problem. They often change their name and internet domain in a very short time, and sometimes they are named similarly to real, registered companies. Visually, they appear convincing, and recently they have added ‘trading conditions’ copied from legal service providers, and sometimes they illegally use copies of logos from regulators or other organizations (such as Hanfa, the European Securities and Markets Authority (ESMA), the European Central Bank, the World Bank, etc.), claiming to have regulatory approval, which is not true.

– Hanfa frequently issues warnings about such sites, but due to the dynamics of their emergence, it is almost impossible to alert the public about each one, so it is extremely important to educate citizens so that they can recognize whether they are dealing with a legal/registered company or an attempt at fraud – they say at Hanfa.

‘Money for Tomorrow’

What steps should be taken by those who are approached by such portals offering good earnings, we ask, and they respond that they are simple. Namely, no business relationship should be established with such companies, nor should any money be deposited, not even symbolic amounts. Given that it often involves sophisticated crime, proven communication and psychological persuasion techniques are used, as well as fake applications with false profit chart displays, which serve as bait for larger deposits. It is best to immediately terminate any form of communication, regardless of the persistence of the other party.

In addition to regularly publicly issuing warnings about entities conducting investment frauds, which are also publicly available on its websites and social media, Hanfa also educates and informs consumers through public appearances, press releases, educational sessions, online lectures, notifications on the website, etc. For this purpose, a special educational portal and a profile on social media ‘Money for Tomorrow’ have been created, through which citizens can educate themselves in the area of Hanfa’s jurisdiction in a simple and accessible way.

Operating License

– We advise citizens to be extremely cautious when receiving investment offers from unknown individuals or companies, whether by phone, through online ads, or in person. It is very important to emphasize that citizens should thoroughly inform themselves about whom they will be dealing with before making an investment decision. First of all, we recommend checking whether the company has an operating license, i.e., whether it is registered and regulated by Hanfa or has an operating license in Croatia based on notification – they emphasize.

In addition to contacting the police or the State Attorney’s Office, Hanfa states that it is also possible, if necessary and based on personal assessment, to seek legal advice, and there is also the possibility of contacting the regulator or another institution in the area where the fraudulent entity is registered (this way certain information can be obtained).

– We are also aware that some citizens contact banks through which payments were made with a request for a chargeback process, but since they are not subjects under Hanfa’s supervision, we are not familiar with the outcomes of such processes nor the policies of payment service providers in such cases – they say at Hanfa.

Finally, they state that citizens can contact them through Hanfa’s website, with free access to Hanfa’s Registers, and they can also reach out via email: [email protected] or by phone at 01/6173-281.

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