Addiko Bank Introduces Digital Loans for Clients of All Banks

Addiko Bank has completed its cash loan processes with a fully digital process – simple, fast, and accessible to everyone, without the need to visit a branch or download additional applications. Although their customers have already become accustomed to such a commitment to digitalization after being the first bank in Croatia to introduce fully digital loan withdrawals in 2019, an even faster and simpler digital loan process is now available for clients of other banks as well. This once again confirms the focus on modern banking and an inclusive approach to customers.

In collaboration with the domestic company Identyum, the credit process includes automated identification of citizens taking out loans, resulting in a fast and simple process – from selecting the loan amount to signing the contract, it usually takes less than 10 minutes, while the money is disbursed even within one hour to no later than the next business day.

For the loan realization, only an ID card and a smartphone are required. The entire process can be completed at any time and from any device – via mobile phone, tablet, or computer, and the user can continue the process from where they left off, regardless of which device they started with.

Thus, the lending processes at Addiko Bank meet all the needs of modern users – from those who only want an informational offer online, and prefer to visit a branch for the rest, to those who prefer a hybrid option without going to the bank where their loan documentation arrives by mail, to those who are ready for a completely digital loan acquisition process. For all of them, the loan process begins on the Addiko digital platform, and, regardless of whether they are clients of Addiko Bank or not, a special offer with the most favorable interest rate on the market of 4.95%. is valid until the end of July.

– We have simplified numerous procedures, automated processes, and eliminated paperwork, which today allows for almost instant loan disbursements. This is also our goal: to be synonymous with speed, flexibility, and presence wherever and whenever citizens need financing – concluded Žižek.