Three Stories, One Common Denominator: Zaba as a Partner for Growth and Development

As part of the UniCredit Group project – UniCredit for Croatia, Zagrebačka banka presented three entrepreneurial stories from different parts of Croatia that testify to how reliable and long-term banking support can be crucial for business growth and development.

These include the hair salon Teuta from Zagreb, the premium category facility outfitting business Otus&Otus from Stubičke Toplice, and the Split construction company SPEGRA – all three companies operate in different industries, but they share a similar business journey: dedication to their work, ambitious goals, and a partnership with Zagrebačka banka that has lasted for years.

Teuta: Creativity and Business Strategy in the Same Salon

The hair salon Teuta has been synonymous with quality and trends in hairdressing for years. Owner Teuta Mesaroš is not only a top hairdresser but also a well-known businesswoman who continuously brings new trends to the domestic market and invests in the development of her team and services.

– Hairdressing is a very dynamic industry. It requires creativity but also business responsibility. Zaba has shown that it is ready to listen to our needs. Through financing and a range of digital services, it has given us the wind in our sails to develop our business – says Teuta Mesaroš. The collaboration with the bank has allowed them to focus on their profession without the daily worry about various financial issues that they entrust to Zagrebačka banka.

Otus&Otus: From Carpentry Workshop to Leader in Interior Outfitting

The family carpentry workshop Ćuk, which became Otus&Otus last year, has nurtured a tradition of quality and precision for over 50 years. Today, they are recognized as experts in outfitting premium category facilities, and their solutions are present in high-category hotels and representative interiors across Europe and the world.

– Our family business has a tradition of over half a century. Behind businesses that last so long lies unquestionable quality, but also consideration for progress. Zagrebačka banka has provided us with constant support and helped us achieve our development plans – emphasizes the owner of the workshop Nedjeljko Ćuk, highlighting how they have modernized production to meet even the most demanding market needs. The collaboration with the bank has lasted for more than two decades and includes numerous forms of financing and digital services that facilitate daily operations.

SPEGRA: When the Most Demanding Construction Tasks Are Entrusted to a Family Company

SPEGRA from Split has been performing specialized construction works such as renovations, restorations, and structural reinforcements for over 35 years. The company currently employs more than 200 people and is part of the SPEGRA Group, a business system with over 30 million euros in annual revenue.

– They call us when the most demanding projects come to the table. At SPEGRA, we work to the highest standards – from the most modern equipment to top experts who carry out the work. Throughout our development, Zaba has been a reliable partner and helped us achieve our business goals – stated Berislav Borovina and Maja Borovina Frankić. Their collaboration with Zagrebačka banka encompasses a wide range of services, and they continue to build a good and healthy business story together.

A Reliable Partner on the Path to Business Growth

Running your own business requires dedication, clarity in vision, and – reliable support. Zagrebačka banka has stood by entrepreneurs for decades, accompanying them through all stages of development, from the first steps to major investments. To make their daily lives simpler and their business more efficient, Zaba offers comprehensive solutions that adapt to the real needs of entrepreneurs.

Through the package 1 ZA SVE, entrepreneurs have everything they need for stable and organized business: a transaction account, mobile and internet banking, business cards, statements, and information about transactions – along with significant savings on loan fees. With m-zabaPS and e-zabaPS, managing finances becomes quick, easy, and accessible at any moment, while a wide network of self-service devices allows deposits and withdrawals whenever business requires.

For those looking to further strengthen growth or initiate a new investment, flexible business loans are available, tailored to each business cycle – from short-term liquidity solutions to complex investment projects. Collaboration with counties, ministries, and international institutions further opens up financing opportunities under favorable conditions.

Zaba also provides technological support to entrepreneurs at points of sale. Card acceptance on EFT POS terminals allows for card payments, regardless of the bank or country of the issuer, and there is also the option of e-commerce and installment payments – ideal for modern retail. All of this is supported by debit and credit Zaba Mastercard cards that offer high acceptance and attractive benefits.

If you are also building your business story and looking for a reliable partner, Zagrebačka banka is at your disposal – with solutions tailored precisely to your ambitions.

For more information, visit the official website of the Bank.