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Fed Chairman Calls for Crypto Regulation, Warns Banks Against Excessive Risk Aversion

– I think it would be helpful if there were a larger regulatory framework around crypto – said the Chairman of the U.S. central bank Jerome Powell at a press conference of the Federal Open Market Committee on January 29.

The comments came as the Fed held interest rates at 4.25 to 4.5 percent following last week’s inflation data, which showed that it was not as high as many had expected.

‘Don’t Debank Crypto Clients’

Powell also stated that the central bank is not against innovations regarding cryptocurrencies.

Speaking about banking restrictions, he added that the Fed certainly does not want to take actions that would lead banks to cut off services to clients who are perfectly legal simply due to excessive risk aversion, possibly related to regulation and oversight.

Powell’s remarks at the first FOMC meeting under the Trump administration came at a time when concerns about so-called ‘debanking’ efforts had reached the highest government levels.

– Banks are perfectly capable of serving crypto clients, as long as they understand and can manage the risks, and that is certainly safe and sound. The threshold was a bit higher for banks dealing with crypto activities, and that is due to the novelty – said Powell.

He noted that individual investors need better protection as the risks may not be fully understood. He also compared cryptocurrencies to stocks and mutual funds, stating that similar consumer protection measures should apply.

No Disagreements with Trump

The central bank chairman avoided directly responding to comments or actions taken by Donald Trump in recent weeks. He stated that there had been no contact with the new president, emphasizing that disagreements would undermine the credibility of the Fed.

– We are prepared to take appropriate measures to support the smooth transmission of monetary policy, including adjusting the details of our approach to reducing the size of our balance sheet in light of economic and financial developments – he stated.

More economic data is expected this week, with preliminary estimates of GDP growth for the fourth quarter on an annual basis to be released on Thursday, and the December report on core personal consumption expenditures (PCE) to be published on Friday.

Crypto markets saw a slight increase on Thursday morning, with Bitcoin leading the way and returning to $105,000.

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