Revolut expands investment offerings in Croatia with bonds

Revolut, a financial app with over 40 million users worldwide, has added bonds to its investment offerings in Croatia. Investment services in the EEA are provided by Revolut Securities Europe UAB (Revolut).

The announcement comes after a recent representative survey conducted by Dynata on behalf of Revolut in Croatia, which showed that as many as 37 percent of Croats have a low risk tolerance, prompting them to seek safer investment options. Croatian citizens are the most conservative investors among 15 surveyed European countries, where an average of 29 percent of respondents prefer safer investment options. Furthermore, 17 percent of respondents from Croatia want to diversify their portfolios while remaining open to moderate risk.

Bonds stand out as a good starting point for investors who are less risk-averse, as they typically offer a high level of stability and the potential for significant portfolio diversification. A good credit rating and protection against inflation further enhance their appeal to investors seeking stability and the possibility of reliable returns. Both governments and corporations use bonds as a means of raising capital, offering investors the opportunity to effectively lend money in exchange for regular interest payments and the return of the principal at maturity. Different types of bonds offer different risk and return profiles and should be assessed accordingly. Bond yields could also make them a good hedge in the event of a major economic downturn.

Revolut’s offering currently includes nearly 40 corporate and government bonds, and the list will expand in the coming months. The minimum amount to start investing in bonds is 100 USD/EUR, with a fixed fee of 0.25 percent per trade (the minimum fee is 1 USD/EUR). Other fees may apply.

This is another step in Revolut’s mission to build a comprehensive investment platform that includes a wide range of investment instruments, available across the EEA, and aimed at both advanced investors and beginners. Users have access to over 2,800 stocks of companies listed on U.S. and European exchanges and over 500 exchange-traded funds (ETFs), as well as tools for tracking investment performance in real-time, such as live watchlists, trading charts, and market news – all within the Revolut app.

Earlier this year, Revolut also eliminated custody fees (0.12 percent of the annual market value of assets held by the client) for all financial instruments offered by Revolut Trading Ltd or Revolut Securities Europe UAB in the app to clients from the UK and EEA.

– We continue to expand Revolut’s investment offerings with bonds, an excellent way to diversify an investment portfolio, hedge against uncertainty, and create fixed income. With greater potential returns and diversification benefits, bonds offer a compelling alternative for investors looking to build wealth and preserve capital – said Rolandas Juteike, head of the asset and trading department (EEA):

Revolut has recently introduced a wide range of investment options for its clients across the EEA, all available within the Revolut app: U.S. and European stocks, ETFs, and now bonds. The company has also introduced a Trading Pro service package – a paid subscription that offers, among other benefits, access to pricing benefits (e.g., lower commissions and higher order size limits) and additional analytical features. For less experienced investors, there is also a Robo-advisory service, which is most suitable for clients who have no trading experience, have little experience, or simply do not have time for extensive research and active trading.