One of the largest asset managers, Fidelity, which offers its clients a bitcoin ETF, suggests broadening their perspective on crypto assets by diversifying a portion of their wealth across the entire asset class, not just bitcoin. Fidelity Investments advocates four different ETF products categorized by risk levels. The ETF with the lowest risk holds one percent of its assets in cryptocurrency. Fidelity Investments now allows everyday investors to gain exposure to the entire cryptocurrency market at their own risk, ranging from one to three percent.
The first option, which offers the lowest exposure to cryptocurrency at one percent, is Fidelity All-in-One Conservative ETF. It allocates 40 percent for equity investments, 59 percent for fixed income, and one percent for crypto. In contrast, Fidelity All-in-One Balanced ETF fund leans towards more equity investments at 59 percent, with fixed income at 39 percent, and crypto at two percent. The third option, Fidelity All-in-One Growth ETF, emphasizes capital at 82 percent, fixed income at 15 percent, and crypto at three percent. Meanwhile, the fourth option, Fidelity All-in-One Equity ETF, primarily focuses on equity investments at 97 percent, with a crypto allocation also of three percent.
