InterCapital Asset Management (ICAM), as the leading independent asset management company in Croatia, has decided to take a new step after 17 years of experience in managing investment funds and individual portfolios for a large number of institutional and individual investors, as well as 14 prestigious awards. Over the past year, within its own in-house development incubator, they have been intensively working on bringing the world of investing closer to consumers interested in long-term, multi-year investments and who want to achieve stable returns despite occasionally volatile market movements.
The result of this is the launch of the Genius mobile app today, a revolutionary financial tool based on the advanced algorithm of Nobel laureate Harry Markowitz, as stated in the announcement. The algorithm creates an investment portfolio for the user from the best global and domestic asset classes and manages it according to the individual financial plan developed for each investor.
The individual financial plan is created based on information about the goals and personal circumstances of each user, taking into account an acceptable level of risk for the user. In their financial plan, the client can set their investment goal and target amount, an acceptable level of risk, investment time horizon, and see the indicative expected return at the end of the period. The user independently chooses the goal they want to invest in, decides whether to make a one-time payment or save monthly. They can also change existing parameters of their financial plan, withdraw part or all of the invested funds at any time – without costs and without fees.
