Since the beginning of this year, when personal bankruptcy was enabled by law, the Financial Agency (Fina) has received 632 requests for initiating extrajudicial proceedings that precede bankruptcy proceedings before the courts, and so far, 251 proceedings have ended with unsuccessful agreement, according to the latest data from Fina.
According to Fina’s data, from January 1 to October 3, the initiation of extrajudicial proceedings was requested by 631 citizens and one craftsman, or a person engaged in self-employment, with their total reported liabilities exceeding 286 million kuna.
Of the total number of initiated proceedings before Fina’s advisory offices, as of October 3, 251 ended with the issuance of a certificate of unsuccessful extrajudicial agreement. According to Fina’s data, the highest number of such certificates, 72, was issued in the Zagreb advisory office, followed by the advisory office in Osijek with 28 certificates.
Along with the request to initiate the proceedings, the debtor must attach a list of their assets and total unpaid obligations. From these lists, it appears that the individuals who requested the initiation of the proceedings indicated that they have a total of 2,742 creditors, to whom they owe a total of 286.03 million kuna.
The most proceedings were initiated in the advisory office in Zagreb – 337, followed by Osijek with 57, Pula with 39, Rijeka with 36, and Split with 23 initiated extrajudicial proceedings.
Data on the amounts of reported obligations show that the highest amount, exceeding 110.4 million kuna, was reported in the proceedings conducted at the advisory office in Zagreb, followed by the advisory office in Dubrovnik, where only seven proceedings were initiated, but the reported amount of debt exceeds 29.26 million kuna. In the advisory office in Virovitica, debts were reported in the total amount of 27.1 million kuna, in Osijek 23.9 million kuna, and in Pula 13.47 million kuna.
