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The State Borrows 40 Times More Each Year Than All Cities, Municipalities, and Counties Combined

When the topic of taxes arises, especially income tax, and terms like ‘redistribution’, ‘decentralization of public services’, and similar expressions are used, many people hold their heads in despair. However, when you speak with an eminent expert and university professor in the field of taxation, some things become clearer.

Anto Bajo from the Institute of Public Finance delivered a brief lecture at Lider’s conference ’48 Hours: Meeting of Mayors and Entrepreneurs’ on the impact of frequent changes in tax policy on cities and municipalities. While all employees celebrated this year when salaries increased due to a higher non-taxable portion of income, local government leaders were left in despair. This tax, which is only a small part of the many taxes and levies in Croatia, has become an instrument of state manipulation over the local environment. And how, explains Professor Bajo.

In your presentation at Lider’s conference ’48 Hours’, you stated that the goals, motives, and reasons for changing tax policy towards local government units are unclear. What are the consequences of changes without a clear vision?

– Previous governments, including the most recent one, have used income tax as an instrument of policy to mitigate fiscal inequalities between local units, as well as an instrument of fiscal decentralization, social, demographic, and regional policy. The constant changes in income tax and the way its revenues are shared between the state and local government units reflect the real inability of our governments to clearly profile national fiscal and economic priorities. Due to the lack of a comprehensive economic strategy, there is also no clearly defined concept or plan for fiscal decentralization. The state has attempted to achieve all possible goals through interventions in the income tax system, when it should have simply divided tax revenue and filled fiscal inequalities between local government units with transfers from the state budget based on clear and transparent criteria. Governments have been reluctant to pursue greater fiscal decentralization, which is why they have manipulated income tax revenues through its complex and unclear distribution with local units that were in a special, preferential tax treatment. Thus, through constant changes in the percentage of income tax revenue distribution, the state has assisted areas of special state concern, mountainous areas, island local units, and local units that have taken on more obligations for financing decentralized functions of primary and secondary education. The concept has not changed today, as income tax is used as an instrument of regional policy to assist supported areas while fulfilling other unclear goals. This desire to manipulate the tax is primarily a result of its importance for financing local units. Namely, income tax constitutes more than half of the revenues of local government units, or more than 90 percent of their tax revenues.

How much of a burden are local units with their deficits on the overall deficit of the state budget?

– The ratios are interesting. Thus, all local units borrow up to half a billion kuna annually, while the state borrows more than 20 billion kuna per year. Annual expenses for interest and principal on state debt alone amount to 11 billion kuna. The debt and deficit of local units do not pose a threat to the fiscal stability of the state, as the debt of local units is 4.3 billion kuna, and together with the debt of utility companies, it amounts to about 11 billion kuna. Due to restrictive borrowing limits set annually by the Government, local units manage to finance their development projects through their utility companies. The amount of debt of local units is equal to the amount that the state pays annually just for interest and principal on its debt.

What is the role of the Fiscal Responsibility Act? It seems that it is not functioning well…

– The law is an excellent document that demands direct accountability from individuals who sign orders and authorizations for payments in relevant ministries and state bodies, as well as from leaders of public enterprises and utility companies. This law should support the Government in adhering to fiscal rules, but also serve as an instrument for conducting prudent fiscal policy. It has been in effect for a short time, so its effects can only be evaluated in a few years.

You can read the entire interview in the new issue of Lider.