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Who is behind the bad loan for which the former head of Hypo is under investigation?

According to information from tportal, the loan for which the former head of Hypo bank, Tilo Berlin, has been reported to the state attorney’s office is the one used to purchase the former Ikea land near Sveta Nedelja, where the logistics center Business Park Zagreb has emerged.

Recall that Berlin and three of his associates are suspected of abusing their powers and causing Hypo bank a loss of 95 million euros by granting loans outside the official procedure. Among the problematic projects financed for dubious clients is a loan of 84 million euros received by a Croatian company operating in real estate. The Austrian Der Standard, in an article titled ‘The Loan that Traveled Around the World’, cites the client as Helios Properties, which purchased 100,000 square meters near Zagreb.
Tportal investigated the operations of this company in Croatia and discovered that it is a British real estate fund, Helios Properties, which acquired Business Park Zagreb in 2008, a logistics center located along the Zagreb – Ljubljana highway near the Sveta Nedelja junction. The intermediary in the sale was the company King Sturge (now known as Jones Lang LaSalle). The previous owner, the company that sold Business Park Zagreb to Helios, was the offshore company Mancando Limited from the Virgin Islands, which began construction of the center in 2005 after purchasing the land from Ikea, following the Swedish company’s withdrawal from the location near Sveta Nedelja. Namely, Business Park Zagreb is the legal successor of Ikea Zagreb, which can be verified in the court register.

A year ago, Business Park Zagreb changed ownership again (the fourth time in seven years), so instead of Helios Properties, another British company, PPZ Europe Limited, is now registered as the founder, with British citizen Trevor Cartner as the director. Despite efforts, they have not been able to reach the owner.

Austrian press reports that the internal control of Hypo bank warned then-CEO Tilo Berlin that behind Helios were individuals with poor financial results who had ‘beautified’ their finances. Despite the warnings, Berlin approved a loan that was never repaid, and the bank did not even attempt to register a lien on the property for collateral. Half of the disbursed loan immediately went to another bank, where Helios covered its debt, while 23 million euros ended up in the Virgin Islands. There, the money was taken by Zagreb partners in this dubious arrangement, and when Hypo bank tried to find out who ultimately received the money in Zagreb, it was unable to determine the identity of any person.