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Who Wants a Higher Pension Has Only 30 Days to Submit an Application

If the Government’s proposal to amend the Pension Insurance Act is accepted in the Parliament, new legal provisions will apply to all those who submit an application for early retirement later than September 30, under which each year of early retirement will be penalized with a 4.08 percent reduction in pension, writes glas-slavonije.hr

The penalty for one year of shorter service has so far been 1.8 percent, and the early retirement pension could be a maximum of 9 percent lower than the full pension, while under the new law, retirees with five years less service will be penalized with a 20.4 percent reduced pension. The Croatian Pension Insurance Institute (HZMO) emphasizes that these amendments to the law are currently only a Government proposal and that it is necessary to wait for them to pass through parliamentary procedure. However, if the Parliament accepts the Government’s solution to apply the new provisions starting from October 1 of this year instead of January 1 of next year, as the Government initially announced, those who want to ensure that their earlier pension is less “cut down” must submit their applications for early retirement to HZMO no later than the last day of September. They therefore have 30 days left to decide and gather all the necessary documents.

Citizens should take into account, HZMO emphasizes, that their applications will be positively resolved only if they meet the conditions for early retirement by the date of application submission – which is 35 years of work experience for men, 30 years for women, and 55 years of age for women, or 60 years for men. If they meet all these conditions, they will realize their rights under the “old”, current law even if a new law has already been adopted under which the increased penalties apply from October 1. Those who want to catch the last train for higher early pensions, and are still employed, should ensure that their employment contract termination takes effect no later than September 30. Namely, only on the day their employment relationship ends does their application for early retirement become valid. (www.glas-slavonije.hr)